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Bankruptcy under Chapter 7 is known as “liquidation.”  Under Chapter 7, my clients usually keep all or most of their property and/or home equity through California’s generous exemption scheme. If filing for Chapter 7 Bankruptcy makes legal and practical sense for you, we will prepare your petition and schedules and file them with the bankruptcy Court. At this point, the automatic stay will go into effect. Any further communications from your creditors will have to go through our office.

Chapter 7 Bankruptcy is effective in eliminating

many kinds of debt, including:

• Credit card bills

 

• Medical debt

 

• Lawsuits and judgments against you

 

• Deficiency judgments after foreclosure or vehicle repossession

 

Filing for Chapter 7 Bankruptcy

Find Out If Chapter 7 Is Right for You

We invite you to discuss your situation with us free of charge. If Chapter 7 is not available to you because you exceed the income or asset limits, Chapter 13 or Chapter 11 may offer an effective debt relief solution.

Bankruptcy under Chapter 13 is commonly referred to as the “wage earner plan.” Chapter 13 bankruptcy allows my clients to reorganize their debts, including past due mortgage and vehicle payments, and pay back a portion

or all of their debt over 3 to 5 years

Under Chapter 13, a my clints usually

keeps all of his/her property.

If filing for Chapter 13 bankruptcy makes legal and practical sense for you,

we will prepare your petition and schedules and file them with the

bankruptcy Court.

Filing for Chapter 13 Bankruptcy

We are a debt relief agency. We help people file for bankruptcy under the Bankruptcy Code

 

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