Are You concerned about Your Financial Situation? Find Out How a Bankruptcy Lawyer Chapter 7 in Fontana CA May Assist You
If you’re like most people, your income keeps the lights on, the food on the table, and the bills paid. Life, on the other hand, may throw you a curveball at times. Staying current with monthly minimum payments might be extremely hard due to unexpected medical bills, long-term unemployment, or underemployment.
An expert Bankruptcy Lawyer Chapter 7 in Fontana CA can help you decide if bankruptcy is the best option for you, or if there are other options that better suit your circumstances. Call [company] at (909) 552-1238 right now to start planning for a better financial future.
The bankruptcy process – let your Bankruptcy Lawyer Chapter 7 in Fontana CA help you through it
Choosing to pursue 13 bankruptcy is only the first step toward debt relief. To initiate the process, debtors must submit a significant amount of information to the court. In every case, the bankruptcy court requests detailed financial data. This information helps the court determine the amount of disposable income the petitioner has to calculate their monthly payment. This data may include paystubs, a list of current debts, a list of assets, and profit/loss statements.
Individuals and couples will also need to complete an approved credit counseling course. These courses take place entirely online in two sessions. At the end of the course, the credit agency will issue a certificate of completion that the petitioners must attach to their bankruptcy petition.
Once the court receives a valid petition, it will issue an automatic stay. This prevents any current collection efforts from moving forward and prohibits the initiation of any new efforts.
Let a Bankruptcy Lawyer Chapter 7 in Fontana CA help you
The bankruptcy process can grant both immediate and permanent debt relief. However, this process is complex and requires significant dedication and attention to detail. A Bankruptcy Lawyer Chapter 7 in Fontana CA could provide essential guidance during this time in your life.
Our firm could help you gather vital documents and submit a comprehensive application to the bankruptcy court on your behalf. Contact our office today to get started with a consultation by calling Law Offices of Terrence Fantauzzi at (909) 552-1238f.