by Administrator | May 28, 2024 | Uncategorized
If you feel like your debt balances keep creeping upward or you’re falling further behind on your payments, you are not alone. In the third quarter of 2023, total U.S. credit card debt topped $1 trillion for the first time and continued to increase in the following...
by Administrator | May 21, 2024 | Uncategorized
Bankruptcy can be a powerful tool to help individuals regain financial stability, yet misconceptions about the process persist. These inaccuracies often discourage people from exploring bankruptcy as a viable option. Here, we debunk five common myths about bankruptcy...
by Administrator | May 14, 2024 | Uncategorized
When a loved one passes away, the emotional toll can be overwhelming. On top of the grief, family members often face the complex task of managing the decedent’s estate. The “decedent” is the person who has died, and their “estate” comprises all...
by Administrator | May 7, 2024 | Uncategorized
When considering filing for bankruptcy, one of the key decisions is whether to file for Chapter 7 or Chapter 13. An important factor in this decision is how each type of bankruptcy will affect your credit score. This blog explores how Chapter 13 bankruptcy can impact...
by Administrator | Apr 24, 2024 | Uncategorized
When considering bankruptcy, the required educational courses may seem daunting, but they are simpler and more beneficial than many people expect. At Law Offices of Terrence Fantauzzi, we aim to demystify these courses to help you feel more comfortable with the...
by Administrator | Apr 17, 2024 | Uncategorized
When faced with overwhelming debt, many people question the cost of filing for bankruptcy without considering the financial strain of not taking action. The expenses associated with maintaining debt, especially when payments are missed or only the minimum is made, can...
by Administrator | Apr 11, 2024 | Uncategorized
Filing for bankruptcy is a significant decision that affects various aspects of your finances, including your mortgage payments. The decision to continue paying your mortgage during bankruptcy largely depends on the type of bankruptcy you file, your overall financial...
by Administrator | Apr 5, 2024 | Uncategorized
Facing medical debt can be overwhelming, leaving many Californians searching for effective ways to manage or eliminate these burdens. Bankruptcy might be a viable option, but choosing between Chapter 7 and Chapter 13 bankruptcy involves understanding their distinct...
by Administrator | Mar 26, 2024 | Uncategorized
At Law Offices of Terrence Fantauzzi, we frequently encounter individuals contemplating the decision to declare personal bankruptcy. The complexity of emotions and concerns surrounding this decision is profound, with privacy often at the forefront. Through years of...
by Administrator | Mar 20, 2024 | Uncategorized
Bankruptcy marks a significant turning point, offering a fresh start and the opportunity to rebuild. While the process can feel overwhelming, the period following bankruptcy is crucial for laying the foundations of a more secure financial future. Here are eight vital...
