Are You Having Serious Financial Worries? Learn How a Bankruptcy Attorney Chapter 13 in San Dimas CA Can Help
If you’re like most people, your paycheck helps you keep a roof over your head, the pantry stocked and the bills are paid. However, sometimes, life throws you a curveball. Unexpected medical expenses, long-term unemployment, or underemployment can make staying current with monthly minimum payments nearly impossible.
An experienced Bankruptcy Attorney Chapter 13 in San Dimas CA could help you determine if filing bankruptcy is the best option, or if there are alternatives that better meet the needs of their specific situation. Talk to Law Offices of Terrence Fantauzzi today at (909) 552-1238 to begin planning a brighter financial future.
The basics of starting a debt relief petition with the help of a Bankruptcy Attorney Chapter 13 in San Dimas CA
Filing a petition for bankruptcy protection can have an immediate and powerful effect. However, this protection is only possible if the filing party follows the legal guidelines for submitting a comprehensive application. All parties, regardless of their status as an individual, couple, or company, must submit detailed financial data to the court. According to 11 United States Code § 521, this will include:
- A list of creditors and the amount owed to each entity
- A list of assets
- An income statement
- A list of current liabilities
Individuals and couples seeking protection must take an additional step. This involves completing an approved credit counseling course. These take place online over two sessions and teach people about the process and how to avoid debt in the future.
Those who complete the course will receive a certificate of completion, which must accompany any request for bankruptcy protection. A seasoned Bankruptcy Attorney Chapter 13 in San Dimas CA could help petitioners to obtain the information needed to submit an application for bankruptcy.
Make sure you’re choosing the right options by working with a Bankruptcy Attorney Chapter 13 in San Dimas CA
Whether or not you file for bankruptcy, and which type of bankruptcy you apply for, can have significant impacts on the rest of your financial future. It is essential to have the right legal team on your side. When you choose Law Offices of Terrence Fantauzzi as your Bankruptcy Attorney Chapter 13 in San Dimas CA, you are choosing experience, compassion, and expertise.
We will provide the guidance you need through this difficult time. We will get together all the vital documents you need and make sure that everything is submitted correctly. Contact our offices now at (909) 552-1238 to request your free consultation.