Law Offices of Terrence Fantauzzi
A Bankruptcy Attorney Who’s on Your Side
About Us
An Experienced Bankruptcy Attorney You Can Count On
A successful bankruptcy filing could halt all current and future collection efforts and result in the discharge of most forms of debt. A bankruptcy lawyer could guide you through the debt relief process. Reach out to a dedicated attorney to learn more about your bankruptcy options.
Practice Areas
Bankruptcy Protections for Individuals and Couples
Personal debt can place a significant strain on individuals and couples. Falling behind on bills can result in ceaseless collection calls, threats of lawsuits, and even wage garnishments. Fortunately, it is possible to apply for a discharge of many forms of debt through a bankruptcy petition. There are two main forms of bankruptcy that individuals and couples use—Chapter 7 and Chapter 13.
A Chapter 7 bankruptcy is available to most petitioners. In this form of debt relief, the court may order the liquidation of some assets to pay creditors. Even so, petitioners have the option to claim certain assets as exempt from this process.
Under a Chapter 13 bankruptcy petition, the court will approve a payment plan that the petitioner will pay into every month. After completing this plan, the eligible debts listed on the petition may disappear. A dedicated attorney could help individuals and couples pursue debt relief through either of these forms of bankruptcy.
What Our Clients Say
Bankruptcy News
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When considering bankruptcy, the required educational courses may seem daunting, but they are simpler and more beneficial than many people expect. At , we aim to demystify these courses to help you feel more comfortable with the process and prepared for a...
Exploring the Hidden Costs of Not Filing for Bankruptcy
When faced with overwhelming debt, many people question the cost of filing for bankruptcy without considering the financial strain of not taking action. The expenses associated with maintaining debt, especially when payments are missed or only the minimum is made, can...
Deciding Whether to Pay Your Mortgage During Bankruptcy
Filing for bankruptcy is a significant decision that affects various aspects of your finances, including your mortgage payments. The decision to continue paying your mortgage during bankruptcy largely depends on the type of bankruptcy you file, your overall financial...
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