Rancho Cucamonga Bankruptcy Lawyer

When you have large amounts of debt, it can feel impossible to make payments and move forward with your life. Whether you are an individual struggling to keep up with credit card bills or a business owner unable to turn a profit, filing for bankruptcy could give you the financial stability you need.

A successful bankruptcy filing could halt all current and future collection efforts and result in the discharge of most forms of debt. A Rancho Cucamonga bankruptcy lawyer could guide you through the debt relief process. Reach out to a dedicated attorney to learn more about your bankruptcy options.

Learn More

PRACTICE AREAS

Chapter 13 Bankruptcy

If you’re being sued by a debt collector or heading for foreclosure, contact us. We have the expertise…

Chapter 7 Bankruptcy

A legal option that can help you clear some or all of your unsecured debt in 3 to 6 months.

Small Business Bankruptcy

Whether you employ a few people or work alone, filing for bankruptcy may be the best way for you to seek relief from creditors.

Bankruptcy Protections for Individuals and Couples

Personal debt can place a significant strain on individuals and couples. Falling behind on bills can result in ceaseless collection calls, threats of lawsuits, and even wage garnishments. Fortunately, it is possible to apply for a discharge of many forms of debt through a bankruptcy petition. There are two main forms of bankruptcy that individuals and couples use—Chapter 7 and Chapter 13.

Chapter 7 Bankruptcy

A Chapter 7 bankruptcy is available to most petitioners. In this form of debt relief, the court may order the liquidation of some assets to pay creditors. Even so, petitioners have the option to claim certain assets as exempt from this process.

Chapter 13 Bankruptcy

Under a Chapter 13 bankruptcy petition, the court will approve a payment plan that the petitioner will pay into every month. After completing this plan, the eligible debts listed on the petition may disappear. A dedicated attorney in Rancho Cucamonga could help individuals and couples pursue debt relief through either of these forms of bankruptcy.

Call Us Today!
(909) 552-1238

WHAT OUR CLIENTS SAY

I've filed around March 18' once I have fully decided that bankruptcy is the best solution for my case. I've reached out to Atty. Fauntazzi to help me with my case. He almost literally takes your hand every step of the way even until after your discharge. He made this very intimidating and scary situation I was in and turned…

Kyle M.

Terrence is very knowledgeable and definitely helped out!

Jonathan S.

Aftet meeting with Mr. Fantauzzi I was very impressed with how helpful he was. He took the time to explain everything about my complex case and was willing to take it on and get everything done correctly and for my best interest. If you are in trouble financially and need real help to get back on top of things I…

Albert M.

Attorney Fantuzzi and his staff were extremely helpful and provided support through the process for my bankruptcy. I highly recommend their services.

Eneida C.

I can't say enough about this amazing attorney! I was so worried about my situation. Every question I had Terrence was always there to answer and spend quite a bit of time with me. I always left feeling so positive that he would be able to help me through this difficult time. He made me feel so comfortable and kept…

Lisa K.

I went to Terrance Fantauzzi to file for a bankruptcy. He explained everything in detail. Alicia took the time to take all my information and documentation. The process was easy and smooth. They made this whole process easier to make.

C.F.

view all testimonials

Assisting Rancho Cucamonga Companies Facing Overwhelming Debt

Businesses may also face high levels of debt that make it difficult to turn a profit or pay employees. Whether a company is a sole proprietorship, a partnership, or a large corporation, bankruptcy is always an option when seeking financial protection.

Winding Down Operations with Chapter 7

As with individuals and couples, all companies can seek debt relief through a Chapter 7 petition. This will result in the sale of most of the company’s assets and will cause the company to cease operations. Chapter 7 may be a valid option for business owners looking to wind down operations. A skilled lawyer could help companies understand the benefits of Chapter 7 bankruptcy and guide them through the debt relief process.

Let a Rancho Cucamonga Bankruptcy Attorney Help

Overwhelming debt is something that millions of individuals, couples, and businesses deal with. It can seem impossible to dig out from under this heavy burden, especially with the constant threats of collections and lawsuits. Fortunately, you can seek relief by filing a bankruptcy petition.

Chapter 7 and Chapter 13 bankruptcies are the most typically filed but have different methods, procedures, and timelines. Chapter 13 bankruptcy has more protections than Chapter 7 but takes much more time to complete. Attorney Terrence Fantauzzi has many years of experience with bankruptcy. He can help you understand the differences between these forms of debt relief so you can make the best choice for your particular situation.

Whether you have calculated your debts or not, call our office for a free consultation. A Rancho Cucamonga bankruptcy lawyer could evaluate your current financial situation, suggest a debt relief plan that fits your needs, and take the necessary steps to bring these plans to fruition. Contact us today to begin working toward a fresh financial start.

Schedule a free consultation today

Don't wait to take back control of your financial future. Call us today.