Law Offices of Terrence Fantauzzi

A Bankruptcy Attorney Who’s on Your Side

Free Case Consultation

Chapter 7

Discharge Your Debt in 4 to 6 Months

Chapter 13

Click Here for The Benefits of Chapter 13

Foreclosures

Reorganize your debt and halt foreclosure sale dates by repaying mortgage arrears over 3 or 5 years.

About Us

An Experienced Bankruptcy Attorney You Can Count On

When you have large amounts of debt, it can feel impossible to make payments and move forward with your life. Whether you are an individual struggling to keep up with credit card bills or a business owner unable to turn a profit, filing for bankruptcy could give you the financial stability you need.

A successful bankruptcy filing could halt all current and future collection efforts and result in the discharge of most forms of debt. A bankruptcy lawyer could guide you through the debt relief process. Reach out to a dedicated attorney to learn more about your bankruptcy options.

Learn More

Practice Areas

Chapter 7 Bankruptcy

Find out if Chapter 7 is the answer to finally ending your debt troubles.

Learn More

Chapter 13 Bankruptcy

Do you qualify to file Chapter 13? Call us today and we can help you determine the answer.

Learn More

Small Business Bankruptcy

You have options if your company is in debt. Let us help you explore those options.

Learn More

Foreclosures & Unlawful Detainers

Is your home in foreclosure? We might be able to help. Call for a free case evaluation.

Learn More

Bankruptcy Protections for Individuals and Couples

Personal debt can place a significant strain on individuals and couples. Falling behind on bills can result in ceaseless collection calls, threats of lawsuits, and even wage garnishments. Fortunately, it is possible to apply for a discharge of many forms of debt through a bankruptcy petition. There are two main forms of bankruptcy that individuals and couples use—Chapter 7 and Chapter 13.

Bankruptcy Protection for Individuals and Couples

Chapter 7 Bankruptcy

A Chapter 7 bankruptcy is available to most petitioners. In this form of debt relief, the court may order the liquidation of some assets to pay creditors. Even so, petitioners have the option to claim certain assets as exempt from this process.

Learn More

Chapter 13 Bankruptcy

Under a Chapter 13 bankruptcy petition, the court will approve a payment plan that the petitioner will pay into every month. After completing this plan, the eligible debts listed on the petition may disappear. A dedicated attorney could help individuals and couples pursue debt relief through either of these forms of bankruptcy.

Learn More

What Our Clients Say

Bankruptcy News

Catching Up on Child Support and Alimony Payments Through Chapter 13 Bankruptcy in San Dimas CA

Falling behind on child support or alimony can quickly spiral into wage garnishments, license suspensions, and mounting legal pressure. For San Dimas residents struggling to catch up on these payments while managing other debt, Chapter 13 bankruptcy offers a...

How Bankruptcy Can Stop a Pending Lawsuit Against You in Thousand Oaks CA

A lawsuit from a creditor can feel like a countdown clock, especially when a court date is approaching and the debt feels impossible to pay. For Thousand Oaks residents facing an active collection lawsuit, filing for bankruptcy can bring that legal action to a stop...

How Chapter 13 Bankruptcy Protects Co-Debtors From Creditor Collection in Riverside CA

If someone cosigned a loan or debt with you, filing for Chapter 13 bankruptcy in Riverside may stop creditors from pursuing that person while you repay what you owe through a structured plan. This protection, known as the codebtor stay, is one of the key advantages...