Free consultations

Our law practice is exclusive to consumer bankruptcy having filed hundreds of chapter 7 and 13 petitions over  the last 10+ years 

Find out now if chapter is right for you!

Bankruptcy Can help!


Cancel sale date to pay mortgage arrears back over 5 years.


Cancel wage garnishments and bank levys.

Bill collectors

Stop the overwhelming phone calls!

California Bankruptcy Attorney

Chapter 7 & Chapter 13

At the law office of Terrence Fantauzzi we help people take advantage of their rights under the bankruptcy code to restart, rebuild and recover financially. We exclusively handle  bankruptcy cases in order to be effective and reliable advocates for our clients.

Areas of practice

Filing for Chapter 7 Bankruptcy

Chapter 7 Bankruptcy

Eliminate many types of debt, including:

• Credit card bills

• Medical debt

• Lawsuits and judgments 

• Deficiency judgments after foreclosure or vehicle repossession

• Certain taxes

Bankruptcy under Chapter 7 is known as “liquidation.”  Under Chapter 7, my clients usually keep all or most of their property and/or home equity through California’s generous exemption scheme. If filing for Chapter 7 Bankruptcy makes legal and practical sense for you, we will prepare your petition and schedules and file them with the bankruptcy Court. At this point, the automatic stay will go into effect. Any further communications from your creditors will have to go through our office.

Filing for Chapter 13 Bankruptcy

Chapter 13 Bankruptcy

Bankruptcy under Chapter 13 is commonly referred to as the “wage earner plan.” Chapter 13 bankruptcy allows my clients to reorganize their debt to repay all or a portion of their credit cards, taxes and past due mortgage and vehicle payments over a 3 to 5 year period.  

Bankruptcy Blog

Can Student Loans be wiped out in bankruptcy?

Don’t let student loan debt stop you from moving forward. Under certain circumstances, student loan debt can be discharged in bankruptcy and help you reclaim your life.

HAVEN Act Helps Disabled Veterans Get Increased Income Protection

The Honoring American Veterans in Extreme Need Act helps you get the relief you need. Disabled veterans are now exempt from the means test that determines whether you …

About Our firm

Terrence Fantauzzi routinely helps his clients discharge or repay their debt through chapter 7 or chapter 13 bankruptcy.
Additionally, filing bankruptcy can stop wage garnishments, release bank levies, eliminate certain taxes and void court judgments.

Terrence Fantauzzi is a licensed attorney practicing in the state of California. His practice exclusively focuses on consumer bankruptcy. During his time in law school Terrence focused on taxation law, earning his Juris Doctor and Master of Laws in Taxation degrees from Loyola Law School in Los Angeles.

What Our clients Say

We have 10+ years experience filing chapter 7 and chapter 13 petitions.  

Rachel T.

Rancho Cucamonga, CA

"Filing bankruptcy is a scary process, the lawyer you choose makes the difference of a successful or frustrating outcome. Terrence was easy to work with, affordable, listens to you, had great communication and is very knowledgeable. Alicia, his assistant is great; always answers the phone and takes care of your needs. Terrence helped me take advantage of the BK laws available on how to file and I was amazed at the outcome. I totally recommend you contact Terrence if you are considering filing BK. Thank you very much Terrence!"

Crystal D.

Fontana, CA

" Terrence was very professional and kind the whole way through this process of filing. I went to see three other BK lawyers and felt uneasy and scared to do this, but once I met Terence I knew right away I would be in good hands, and till the very end received excellent service & communication especially with his team member Alicia. You are definitely top of mind as a referral if I hear anyone that needs your services. Thank you guys for EVERYTHING you did to help me! "