Law Offices of Terrence Fantauzzi
A Bankruptcy Attorney Who’s on Your Side
About Us
An Experienced Bankruptcy Attorney You Can Count On
A successful bankruptcy filing could halt all current and future collection efforts and result in the discharge of most forms of debt. A bankruptcy lawyer could guide you through the debt relief process. Reach out to a dedicated attorney to learn more about your bankruptcy options.
Practice Areas
Bankruptcy Protections for Individuals and Couples
Personal debt can place a significant strain on individuals and couples. Falling behind on bills can result in ceaseless collection calls, threats of lawsuits, and even wage garnishments. Fortunately, it is possible to apply for a discharge of many forms of debt through a bankruptcy petition. There are two main forms of bankruptcy that individuals and couples use—Chapter 7 and Chapter 13.
A Chapter 7 bankruptcy is available to most petitioners. In this form of debt relief, the court may order the liquidation of some assets to pay creditors. Even so, petitioners have the option to claim certain assets as exempt from this process.
Under a Chapter 13 bankruptcy petition, the court will approve a payment plan that the petitioner will pay into every month. After completing this plan, the eligible debts listed on the petition may disappear. A dedicated attorney could help individuals and couples pursue debt relief through either of these forms of bankruptcy.
What Our Clients Say
Bankruptcy News
Life After Bankruptcy: How to Rebuild Your Credit and Financial Future in California
For many people, the decision to file for bankruptcy comes after months or years of financial stress — missed payments, collection calls, mounting balances, and the constant weight of debt that feels impossible to escape. When the process concludes and a discharge is...
How Long Does Bankruptcy Stay on My Credit Report?
For many people in Chino CA who are considering bankruptcy, one of the most pressing concerns is the long-term impact on their credit. The question comes up in nearly every initial consultation: how long will this follow me? It is a fair and important question, and...
What Debts Can and Cannot Be Discharged in a California Bankruptcy Case
One of the primary goals of filing for bankruptcy is obtaining a discharge — a court order that eliminates your legal obligation to repay certain debts. For many people, a discharge represents the fresh financial start they have been working toward. But bankruptcy...
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