Chapter 7 Bankruptcy Question Answered: No, You Won’t Lose Everything

Having more bills than money at the end of the month can be stressful. However, if this continues for months or years at a time, struggling to keep your head above water financially can cause anxiety, depression, and a wide…
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Can I Stop Foreclosure and Save My Home?

Millions of Americans have different, lower-paying jobs than they had in 2019. In some cases, they may have no job at all. For California residents, what might have been a reasonable house payment two years ago is now more than…
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Avoid These Potentially Costly Mistakes When Filing Bankruptcy

Bankruptcy can be a life-changing experience. Whether it’s a positive or negative event depends on how you handle it. If filing bankruptcy is in your near future, there are several things you should NOT do before filing. At the Law…
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How Royalties Can Affect Bankruptcy

The Los Angeles area attracts entrepreneurs, inventors, and creators of all types. Unfortunately, no matter how creative people are, they may hit hard times due to unforeseen circumstances. Whether you worked at a promising startup or were part of an…
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Divorce or Bankruptcy: Which Comes First?

Bankruptcy and divorce are two of the most emotionally charged events California residents face. If you and your spouse want to divorce, but financial issues stand in your way, there are steps you can take that help you get past…
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Groundbreaking Changes to California’s Homestead Exemptions

“Financial distress” seems to be the catchphrase for 2020. Thousands of Pasadena residents are struggling, making minimum credit card payments, and still getting deeper into debt. The dramatic Homestead Exemption changes enacted by the California legislature give homeowners the relief…
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Debt Settlement vs. Bankruptcy: Which is Right for Me?

If you are among the thousands of employees laid off or furloughed, you may be looking for a solution to your overwhelming debt. Millions of Americans struggle with paying their debts. Between February and April, the California unemployment rate jumped…
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HAVEN Act Helps Disabled Veterans Get Increased Income Protection

California veterans often pay a high personal price for their service. If you suffered physical and emotional trauma, permanent disabilities and severe chronic conditions, the trajectory and quality of life might have changed drastically. Although veterans can receive monetary benefits…
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Will Divorce Affect My Credit?

You may be surprised to learn that it is action during/after the divorce, not the divorce itself that causes credit issues. If a divorce is on the horizon, not only are you trying to deal with the emotional fallout, but…
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Life After Bankruptcy: Tips for Moving Forward

Bankruptcy is a legal way of getting relief from financial burdens and the last option for people struggling with debt. Are you trying to decide whether to take the plunge and file Chapter 7 or continue looking for another way…
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Law Office of Terrence Fantauzzi

Law Office of Terrence Fantauzzi
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